A recent study concluded that individual investors under performed the markets by an average of 4.92% per year over the last 30 years through Dec 2019, 9.96% to 5.04%, which is a massive difference. For example: 10,000 invested at a steady, compounded 5.04% over thirty years would be $43716.10 10,000 invested at a steady, compounded […]
When is the best time to start an investment program? The answer is always yesterday, or last year or…you get the picture. The key is getting started, because saving and investing can become a habit, just like any other behavior. Only this habit will lead to better financial health, significantly so over the long term. […]
Will the SECURE ACT make you more financially secure? Buried in the massive continuing resolution funding the federal government, was The Secure Act, a bill designed to encourage people to save for retirement. There were good points to the bill: People over age 70 ½, who are still working, may continue to contribute to an […]