Overview
Business Model
Our business model integrates investment research with portfolio management to provide clients with an individual approach to investing. Our goal is to build a portfolio which suits the needs of the client and to provide quality services & open communication.
Investment Philosophy
Our investment decisions are determined through a detailed process that considers both a company’s financial strength and the nature of its business and its market opportunity. We are especially interested in companies that are industry leaders – with competitive position- and products and services that impact the way we live.
Asset allocation (percentage of stocks, bonds, and cash in a portfolio) is determined based on the goals of our clients. We take into consideration growth & income goals, risk tolerance, investment horizon, and tax circumstances. We prefer to allocate assets by consolidating funds into fewer and better positions with outstanding growth prospects. For portfolios of modest value, mutual funds and exchange-traded funds are often recommended.
Positions may be modified with an annual review, by client desire, or on account of economic conditions affecting the portfolio. Depending upon your circumstances, buy/ sell- orders may be placed at a limit to make purchases, limit losses or to lock-in profits. A fixed income portion may also be included in the portfolio.